WebThe three credit reporting bodies are the ones basically all financial institutions (large and small) in Australia use to check your credit score before they lend money to you. If you’ve applied for any credit products before there’s a high chance they have at least some basic information about you. WebSep 23, 2024 · Optus said it will be contacting customers affected by the data breach in the "next few days". If your identity is stolen: File a report at the Australian Cyber Security …
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WebFeb 14, 2024 · Credit reporting bodies include: Equifax, Illion and Experian. There are a number of ways to find out what is in your credit report. You have the right: To get a free copy of your credit report once every 3 months. A credit reporting body cannot charge for this, unless you obtained a copy of your credit report from them in the previous 3 months; WebOct 11, 2024 · CreditSmart advises consumers to change their identity information (such as their driver’s licence information), if advised by Optus that this information has been compromised. This will help prevent fraudulent activity, where a fraudster attempts to open accounts using their identification. 2. Implement a short-term credit ban. grafton base hospital
Optus hack overloads credit monitor Equifax - smh.com.au
WebThe three credit reporting bodies are the ones basically all financial institutions (large and small) in Australia use to check your credit score before they lend money to you. If you’ve … WebAug 1, 2024 · This stays on your record for two years and repayments missed by more than 14 days are red-flagged. Then there are the traditional defaults, which occur when you get behind on your payments or bills. For credit-reporting purposes these are defined as repayments in excess of $150 that are missed by more than 60 days. WebOct 20, 2024 · Optus in September said it would provide some of its current and former customers with one year of free monitoring from the consumer credit reporting agency after the data of nearly 10 million ... grafton base hospital address